Jer Blog

Okay, everything is going up. Gas, groceries, electric, you name it, the price of living is rising so much faster than our pay checks over the last few months.

If you are like most people, you are finding that you are less likely to “fill her up” at the gas station; less likely to buying the extra “junk food” you are accustomed to buying at the grocery store, and you are probably being more frugle with the electric around the house.

It is a no brainer that we need to cut corners, and “tighten our belts” during this economic crises.

Unfortunatley, there are a lot of people that are already stretched to their limits, and have been doing cutbacks long before everything was rising in price. Most people only get paid every other week, and they are finding it is hard, if not impossible, to stretch their money over a two week period. Well, fortunately, there has been an influx in small, realtime loans called “Payday Loans”, that are taking the world by storm…

The first thing you need to do is set a date and time to devote for gathering up your items that you want to sell. Then decide if you are going it alone, or having other families or family members involved. Also, make sure you have plenty of loose change and one dollar bills on hand. I would recommend at least 5 dollars in nickels, dime and quarters, and at least 20 dollars in one dollar bills. You may want to have a few fives and tens as well.

Now start cleaning out your closets, storage, areas, basements and attics of things you don’t want or need anymore. Don’t throw anything away, as you just don’t know what people may buy. You heard the saying, “one man’s trash is another man’s treasure”!

Some taxpayers could find a little something extra in their holiday stockings this year. Recently, the IRS reported they are holding approximately $110 million dollars in refunds checks that were returned to them as undeliverable. Use the “Where’s My Refund” tool at the IRS.gov website to find out if you are one of the 115,478 taxpayers whose check was returned as undeliverable. Simply visit IRS.gov and follow the instructions to see if you are due a refund. You may also access the “Where’s My Refund” tool by phone, by calling: 1-800-829-1954. Who knows? You might just find yourself with a little extra shopping money this holiday season!